Specialist Insurance for Aesthetic Practices

We offer medical malpractice insurance to cosmetic and aesthetic practitioners in the industry providing tailor made insurance policies which cover a wide range of treatments and procedures.

Treatments Insured:

  • Botulinum Toxin
  • Carboxytherapy
  • Chemical Peel
  • Cryolypolisis Cryopen
  • Cryotherapy
  • Derma Planning
  • Derma Roller/Micro Needling
  • Dermal Fillers (Non-permanent)
  • Dermal fillers (permanent)
  • Electrolysis
  • Femilift (Licensed practitioner only)
  • General Beauty Treatments
  • Hair transplant (FUE) (Medical practitioner only)
  • HIFU Hyperhydrosis IV infusion Therapy (Licensed practitioners only)
  • Laser (Ablative) /IPL skin types 1-6
  • Laser (Non ablative)
  • Laser hair Removal
  • Lipolysis/Vaser/Body tite
  • Liposuction (Medical practitioner only)
  • Medical Needling
  • Mesotherapy (all treatments)
  • Microdermabrasion
  • Micropigmentation/Microblading and SPMU
  • Non-cancerous moles/skin tags/cysts/wart/ milia removal
  • Phlebotomy
  • Plasma blast (Fibroblast)
  • Plasma Pen
  • Platelet Rich Plasma (PRP) for facial/ Neck rejuvenation
  • Platelet Rich Plasma (PRP) for O Shot and P Shot (Medical practitioner only)
  • Platelet Rich Plasma (PRP) for scalp hair restoration, breast augmentation and genital rejuvenation. (Medical practitioner only)
  • Radio frequency treatments
  • Sclerotherapy
  • Tattoo
  • Tattoo Lightening
  • Tattoo removal
  • Teeth whitening
  • Thread lifting – PDO/Silhouette soft
  • Thread lifting (Non dissolve)
  • Thread Vein Removal
  • Ultrasound Rejuvenation
  • Weight loss lipolysis (Lipo-dissolve/Lipostabil/ Essentiale, Aqualyx) (Licensed Professionals)

If the procedure or treatment is not listed please contact us and we will provide confirmation whether we can provide the cover for you.

Standard Policy Covers

  • Medical Malpractice - protection against allegations of negligence resulting in an injury caused by an aesthetic treatment, including but not limited to botulinum toxin injections, dermal fillers, chemical peels, laser treatments, invasive laser lipolysis and hair transplants.
  • Professional Indemnity - protection against allegations of negligence arising from any training you have provided.
  • Crisis Containment - specialist PR assistance to protect your business reputation, this is a free cover given to all our customers.
  • Extended notification - if your business ceases trading as a result of your retirement or maternity, we will honour your medical malpractice policy for a further three years for no additional premium avoiding the need to purchase run off cover.
  • Representation Costs - we will pay for the cost of representing you at an inquiry or disciplinary proceeding discovered during the period of insurance arising out of your business activity up to a limit of £50,000.

Additional Covers

  • General Liability and Employers’ Liability - protection against allegations of negligence resulting in property damage and/or bodily injury suffered by third parties or your employees whilst at work.
  • Property - protection against accidental loss and/or damage to your building, contents and other clinic based or portable equipment. The Hiscox policy includes full theft cover – no need for visible signs of entry or exit.
  • Business Interruption - cover for the loss of income or gross profit and additional costs associated with restarting your business following a loss by an unforeseen event, such as fire or theft.
  • Business HR - access to online tools on human resources and health and safety topics including documentation templates, employee contracts, policies and letter you need to effectively manage your staff, guides and free risk assessment tests.

To discuss how we can best protect your aesthetic practice please call us on: 0203 713 3860 or email Medical.Malpractice@lonsdaleib.co.uk

View the Lonsdale Insurance Brokers Website